The record stops saying the certificate is current, and says it has lapsed instead. Your score does not change. Nothing is taken away, nothing is retracted, and it is not a mark against you.
That is the whole answer. The rest of this explains where the date came from, what lapsed outranks, and what to do the day you renew.
The date is yours, not the board's
The expiry on your record is the date you copied off your own certificate. Credda never asked the issuing body, so it cannot confirm the date any more than it can confirm the number.
A record with no expiry date is a real and ordinary state. It is not treated as lapsed and it is not treated as valid forever. Nothing about expiry is shown at all for a credential that carries no date.
If the date is wrong, correct it. A wrong expiry on a care worker's DBS check or an electrician's ticket is a false statement about their right to work, and it is worth two minutes to fix.
What lapsed changes
It outranks a confirmation. A certificate a real witness confirmed in 2024, which ran out in 2025, is not a current certificate. So the lapsed state is what the reader sees first, even where the record also shows that somebody confirmed it. The confirmation is not erased and it is not withdrawn. It genuinely happened and it stays on the record beside the expiry.
It withholds the current reading, not points. What lapsing takes away is the credential reading as current and as verified. It does not take away score.
It is not an accusation. The mark beside a lapsed credential is deliberately a bar rather than a cross, a warning triangle or an exclamation mark. The credential ran out. Nobody did anything wrong, and a symbol that read as blame would be saying something untrue.
What lapsed does not change
It does not move your reliability score in either direction. Certifications, along with education, skills, projects and awards, are on a published list of record types that are never scoring inputs. A lapsed one moves your score no more than a current one does, which is not at all.
It is not adverse, it is not a dispute, and it is not a retraction. "This is no longer current" and "this was never confirmed" are different sentences, and your record keeps saying both accurately.
Expiring soon
Credentials inside the last two months before their date are shown as expiring soon. That is a display band and nothing else. An expiring credential is fully current, still counts everywhere it counted before, and is not a fault. The window is that wide because real renewals need booking, sitting and processing, and a warning the week before arrives too late to act on.
Do not rely on Credda to remind you
There is a reminder email for your own credentials, and there is a switch for it in your email preferences, kept separate from the other two kinds of mail precisely because this one has a real world deadline behind it.
Whether reminders are sent at all is a setting on the service, and it is off unless somebody turns it on. So diarise your own renewals. A missed renewal is not a Credda problem, and the day a client asks is the wrong day to find out.
When you renew
Update the expiry date on the record. On a certification that a witness has already confirmed, the record is otherwise sealed, and the expiry date is the one field that stays open, because a renewed license is the same credential with a new date on it rather than a rewrite of what somebody attested to. If you try to change anything else on a confirmed record, the server will tell you which fields it will still take.
If the credential is genuinely a different one, record it as a new credential and ask for it to be confirmed again.
If you employ certificated staff
Credda is not a compliance register. There is no view that tells a practice manager whose DBS check runs out next month, no staff expiry board and no alerting. The expiry reminder, where it is switched on, goes to the person whose certificate it is, about their own document, and nowhere else.
If you need to track your team's tickets and renewals, keep doing it wherever you keep it today. What Credda can give you is the confirmed record of work your staff actually did, which is a different question.